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7 Employee Benefits Open Enrollment Gotchas

Here’s something to pay attention to during benefits open enrollment season: Health insurance premiums may be stable but employees are getting socked with higher out-of-pocket costs including co-pays, co-insurance, and deductibles, leading to much higher overall out-of-pocket costs. That means it’s more important than ever to stay on top of ways to mitigate the damage.

If Trump wants to use nuclear weapons, whether it’s ‘legal’ won’t matter

No Social Security increase next year, gas prices to blame

WASHINGTON (AP) — For just the third time in 40 years, millions of Social Security recipients, disabled veterans and federal retirees can expect no increase in benefits next year, which is unwelcome news for more than one-fifth of the nation’s population.

They can blame low gas prices. By law, the annual cost-of-living adjustment, or COLA, is based on a government measure of inflation, which is being dragged down by lower prices at the pump. Continue Reading

If Trump wants to use nuclear weapons, whether it’s ‘legal’ won’t matter

Small Pay Raise For Military in 2016

President Obama and Congress have approved an average of 1.3% annual raise to federal employees including both military and civilian.  This raise will be the largest cost-of-living increase for federal employees since 2010.  In 2011, 2012 and 2013 these employees had all raises suspended due the pay freeze during that time.  It’s worth noting though, that the military raise typically mirrors the increase in the Civilian Employment Cost Index (ECI) if not slightly exceed it.  Continue Reading

If Trump wants to use nuclear weapons, whether it’s ‘legal’ won’t matter

5 Costly Mistakes to Avoid When Filling Out the FAFSA

By Reyna Gobel
Contributor to Forbes

Filling out the Free Application for Federal Student Aid (FAFSA) is the single most important thing most families can do to get last-minute college funding help.  That’s why over 20 million people filled it out last year. However, there are big mistakes families can make that can cost them oodles of money. Continue Reading

Lawmakers Reach Initial Deal to Expand GI Education Bill